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Self-employment: registration and payments

How to get a TIC and register for social insurance and VAT. Provisional tax twice a year and the €120,000 mandatory audit threshold.

To work for yourself legally you need three registrations in a strict order — the tax number, social insurance and, above a turnover of €15,600, VAT as well. Without a TIC you can't register for either social insurance or VAT.

The order of registration

  1. TIC through the Tax For All portal, form T.D.2001. Takes 1–3 working days, free.
  2. Social insurance — form YKA 1-008 at the district office with your passport and TIC. The number is issued within 1–2 weeks and contributions start from the quarter of registration.
  3. VAT — mandatory once taxable turnover exceeds €15,600 over any 12 months. You must file within 30 days of crossing the threshold; the late penalty is €85 a month. Registration via Tax For All takes 3–4 weeks.
  4. Voluntary VAT registration is possible earlier — sometimes worthwhile if you have a lot of costs carrying input VAT.

What you pay

  • Income tax on the general scale, with a €22,000 tax-free allowance. Sole trader profits do not qualify for the 50% relief for new residents.
  • Social insurance at 16.6% and GESY at 4% — on the higher of your actual income or your category minimum.
  • Provisional tax: your estimate of the current year's profit, paid in two equal instalments — 31 July and 31 December. You can revise the estimate without penalty until 31 December.
  • If you declare less than 75% of your actual profit, a 10% surcharge is added to the underpayment plus interest.

Reporting and penalties

  • An audit is mandatory once gross income exceeds €120,000 — the threshold was raised from €70,000.
  • The TD1 return is due on 31 July of the following year. For 2025 the deadline was extended to 31 October 2026.
  • Keep documents for 6 years and always issue invoices.
  • Late tax payment: 5% immediately and another 5% after two months, plus 3.5% annual interest. A late return costs €100.
  • Quarterly VAT returns are due by the 10th of the second month after the quarter.

Related guides

Self-employment: registration and payments · page.cy